Index Universal Life Insurance

Index Universal Life Insurance (IUL) is a type of life insurance policy that can help you protect your family and grow your wealth over time. It offers a unique combination of permanent coverage, flexible premiums, and tax-advantaged cash value growth. Indexed universal life insurance offers a unique blend of life insurance protection and the potential for cash value growth linked to market indexes. One of the primary tax advantages of IUL policies is that the cash value growth is typically tax deferred, meaning you won’t pay taxes on the gains as they accumulate within the policy. Additionally, the death benefit paid to beneficiaries is generally tax-free, providing a significant financial advantage.

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